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General Advice Warning

Issued by Provenance Advice Pty Ltd

Provenance Advice Pty Ltd is a Corporate Authorised Representative (No. 317352) of Provenance Financial Services Pty Ltd. ABN 62 664 153 075. Australian Financial Services Licence No. 545056.

This general advice has been prepared by Provenance Advice Pty Ltd without taking into account your objectives, financial situation or needs. Accordingly, before acting on any information or advice provided, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where appropriate, you should also obtain a copy of and consider the relevant Product Disclosure Statement (PDS) before making any decision to acquire a financial product.

Tax Advice Disclaimer

Provenance Advice Pty Ltd may provide financial planning advice that includes consideration of the tax implications relevant to that advice, based on its general understanding of Australian tax law. This advice is not intended to be a substitute for professional taxation advice. It is recommended that you consult with a registered tax agent to ensure a complete assessment of your tax position and entitlements under the law.

Any tax estimates provided by Provenance Advice Pty Ltd are intended as a general guide only and relate to Australian taxation matters. Where information has been sourced from your accountant or tax agent, Provenance Advice Pty Ltd is not responsible for the accuracy or completeness of that information. Provenance Advice Pty Ltd does not provide taxation advice relating to any non-Australian jurisdiction. If you have tax obligations or income-reporting requirements in other countries, you should seek your own independent advice before acting on the financial advice provided.